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Financial Calculators

Retirement Savings and Planning
401(k) CalculatorA 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
401(k) Savings with Profit SharingUse this calculator to show how a 401(k) with profit sharing plan can help you save for retirement..
401(k) Spend It or Save It CalculatorThere are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
403(b) Savings CalculatorIf you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.
457 Plan Contribution Effects on Your Paycheck CalculatorUse this calculator to see how increasing your contributions to a 457 plan can affect your paycheck as well as your retirement.
457 Plan Withdrawal CalculatorUse this calculator to see what your net 457 plan withdrawal would be after taxes are taken into account.
457 Plan: Roth vs. Pre-tax CalculatorUse this calculator to help determine whether a Roth or Pre-tax 457 might be best for you.
457 Savings CalculatorA 457 plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
72(t) CalculatorThe IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
72(t) Distribution ImpactThis calculator is designed to examine the affects of 72T distributions on your retirement plan balance.
Beneficiary Required Minimum Distributions (RMD)Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.
Company Stock Distribution Analysis CalculatorIf you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.
How Important is Social Security?Use this calculator to determine how losing this important retirement asset could affect you.
How long will my retirement savings last CalculatorUse this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.
Individual 401(k) Contribution ComparisonUse this calculator to determine your maximum Individual 401(k) contribution as compared to three other possible plan options.
Individual 401(k) Savings CalculatorUse this calculator to see the benefits of an Individual 401(k) for the self-employed.
IRA Spend It or Save It CalculatorSpending your IRA before you retire can be a costly decision. See how taking out your IRA early could cost you thousands of dollars both in taxes and lost earnings.
Pension Plan Retirement OptionsUse this calculator to help decide between joint survivorship and single survivorship pension options.
Required Minimum Distribution (RMD)Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements.
Required Minimum Distribution (RMD) - Current YearUse this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account for the current year.
Retirement Account Contribution AcceleratorUse this calculator to see how increasing your contributions to a qualified retirement plan can help save for your retirement.
Retirement Contribution Effects on Your Paycheck CalculatorUse this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.
Retirement Income CalculatorUse this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement Nestegg CalculatorDo you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
Retirement Pension Planner CalculatorPlan your retirement with a company pension, find out if you are on track - and learn how to stay there.
Retirement Plan Withdrawal CalculatorUse this calculator to see what your net withdrawal would be after taxes and penalties are taken into account.
Retirement Planner CalculatorQuickly determine if your retirement plan is on track - and learn how to keep it there.
Retirement Planner with Retirement Earnings CalculatorPlan your retirement with pension and possible retirement employment income. Find out if you are on track - and learn how to stay there.
Retirement Shortfall CalculatorRunning out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
RMD & Stretch IRA CalculatorUse this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
Roth (after-tax) Account or Pre-Tax Account?Starting in 2006, you may have the option to contribute to Roth account. Use this calculator to help determine which retirement plan option might be best for you.
Roth 401(k) vs. Traditional 401(k) CalculatorUse this calculator to determine which 401(k) contribution type might be right for you.
Roth 403(b) vs. Traditional 403(b) CalculatorUse this calculator to determine which 403(b) contribution type might be right for you
Roth IRA CalculatorUse this calculator to compare the Roth IRA to an ordinary taxable investment.
Roth IRA Conversion CalculatorThis calculator will show the advantage, if any, of converting your IRA to a Roth.
Roth IRA Conversion with Distributions CalculatorUse this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
Roth IRA vs. Traditional IRA CalculatorUse this calculator to determine which IRA may be right for you.
Roth vs. Traditional 401(k) and your PaycheckSee how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings.
Should you borrow from a 401(k) or 403(b)?The majority of 401(k) plans and a growing number of 403(b) plans let you borrow money from your account. Use this calculator to help you determine if you should borrow, and the potential impact on your retirement savings.
Social Security Benefit CalculatorUse this calculator to estimate your Social Security benefits.
Traditional IRA CalculatorHow can contributing to a regular IRA help you in your retirement?
Mortgage Calculators
15 vs. 30 Year MortgageUse this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Adjustable Rate Mortgage CalculatorThis calculator helps you to determine what your adjustable mortgage payments will be.
APR Calculator for Adjustable Rate MortgagesUse this calculator to find the APR on your adjustable rate mortgage.
APR Mortgage calculatorUse this calculator to find the APR on your mortgage.
ARM & Interest Only ARM vs. Fixed Rate MortgageUse this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Balloon Mortgage CalculatorA balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
Biweekly Mortgage CalculatorUsing biweekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this biweekly mortgage calculator to compare a typical monthly payment schedule to an accelerated biweekly payment.
Biweekly Mortgage Payment Calculator for an Existing MortgageThis calculator shows you the possible savings by starting to pay your existing mortgage with biweekly payments, instead of monthly payments.
Blended Rate Mortgage CalculatorThis calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.
FHA Loan CalculatorUse this calculator to determine your FHA loan amount and how much cash needed for to complete the home purchase..
Fixed Rate Mortgage vs. Interest Only MortgageUse this calculator to compare a fixed rate mortgage to Interest Only Mortgage.
Fixed Rate Mortgage vs. LIBOR ARMUse this calculator to compare a fixed rate mortgage to a LIBOR ARM.
Home Rent vs. Buy CalculatorAre you better off buying your home, or should you continue to rent?
Interest Only ARM CalculatorInterest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period.
Interest Only Mortgage CalculatorUse this calculator to generate an amortization schedule for an interest only mortgage.
Maximum Mortgage CalculatorUse this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.
Mortgage CalculatorUse this calculator to determine your monthly mortgage payment and amortization schedule.
Mortgage Calculator with Taxes and InsuranceUse this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
Mortgage Debt Consolidation CalculatorThis calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
Mortgage Payoff calculatorSave thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Points CalculatorShould you buy points? Use this calculator to find out.
Mortgage Qualifier CalculatorCan you buy your dream home? Find out just how much you can afford!
Mortgage Refinance CalculatorShould you refinance your mortgage? Use this calculator to determine when you will break even on a mortgage refinance.
Mortgage Required IncomeUse this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
Mortgage Tax Savings CalculatorInterest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Option ARM CalculatorUse this calculator to see how a minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment.
Reverse Mortgage CalculatorThis calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time.
Should I Refinance CalculatorUse this calculator to see how much interest you can save by refinancing your mortgage!
Loan Calculators
Alternative Payment FrequenciesUse this calculator to determine your payment or loan amount for different payment frequencies.
Amortizing Loan CalculatorEnter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Balloon Loan CalculatorA balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you.
Debt Consolidation CalculatorShould you consolidate your debt? Use this calculator to find out.
Enhanced Loan CalculatorUse the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Equity Line of Credit PaymentsWhat will my monthly payments be for an interest only equity line of credit?
Existing Loan CalculatorUse this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
Home Equity Line of Credit CalculatorHow big of a home equity line of credit can you receive? Use this calculator to find out!
Line of Credit PayoffUse this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
Loan & Credit Line PaymentThis calculator helps determine your loan or credit line payment.
Loan & Credit Line Tax SavingsThis calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.
Loan Comparison CalculatorUse this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Loan Prequalification CalculatorUse this calculator as your first step in determining your ability to qualify for a loan.
Credit Cards and Debt Management
Accelerated Debt Payoff CalculatorConsolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Consolidation Loan Investment CalculatorGetting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Cost-of-Debt CalculatorUse this calculator to see just how expensive paying interest on your debt can be.
Credit Card Minimum Payment CalculatorUse this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.
Credit Card Optimizer CalculatorThe Credit Card Optimizer helps you determine the best distribution of your credit card debt.
Credit Card Pay Off CalculatorUse this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Home Equity Debt Consolidation CalculatorThis calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
How much do you owe calculatorUse this calculator as a starting point for your debt management plan.
Personal Debt Consolidation CalculatorShould you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Roll-Down Your Credit Card Debt Calculator!The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
Snowball Debt Elimination CalculatorThis Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule.
Student Loan Consolidation and Debt Payoff CalculatorThe Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
Auto Calculators
Auto Loan Early Payoff CalculatorFind out how much interest you can save by increasing your monthly auto loan payment.
Auto Rebate vs. Low Interest Financing CalculatorUse this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
Auto Refinance Interest Savings CalculatorUse this calculator to see how much interest you can save by refinancing your auto loan.
Biweekly Payments for an Auto Loan CalculatorThis calculator shows you possible savings by using an accelerated biweekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
Biweekly Payments for an Auto Loan with Fees CalculatorThis calculator shows you possible savings by using an accelerated biweekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
Car Loan CalculatorDetermine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Dealer Financing vs. Credit Union Financing CalculatorUse this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Home Equity Loan vs. Auto loan CalculatorUse this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Lease vs. Buy CalculatorShould you lease your next automobile or finance it? Find out with this calculator!
Low Interest Financing Savings CalculatorLow, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
Investment Calculators
Annual Rate of Return CalculatorUse this calculator to determine the annual return of a known initial amount, a stream of deposits, plus a known final future value.
Annual Stock Option GrantsUse this calculator to project how much a series of annual stock option grants could be worth to you.
Asset Allocation CalculatorYour age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Compare Investment FeesEven a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!
Future Contracts CalculatorUse this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.
Future Value CalculatorUse this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Internal Rate of Return (IRR) CalculatorUse this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
Investment DistributionsThis calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out.
Investment Goal CalculatorUse this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
Investment LoanThis calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
Investment Property CalculatorAn investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property.
Investment Questionnaire - Broad PortfolioThe Investment Questionnaire is designed to help you create a balanced portfolio from a broad range of investment classes.
Investment Questionnaire - Cash, Fixed Income and EquitiesThis questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.
Investment ReturnsThere is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
Investment Savings and DistributionsUse this calculator to see how long your investment savings can last once you begin taking distributions.
Lump Sum Annual Return CalculatorUse this calculator to determine the annual rate of return of known lump sum starting and ending amount.
Lump Sum Future Value CalculatorUse this calculator to determine the future value of a lump sum.
Lump Sum Present Value CalculatorUse this calculator to determine the present value of a future lump sum.
Municipal Bond Tax Equivalent YieldIncome generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
Mutual Fund Expense CalculatorThis calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.
Personal Economic Recovery CalculatorThis calculator can help you determine exactly what it might take to return your to your original investment balance.
Present Value CalculatorUse this calculator to determine the present value of a known final future value plus a stream of deposits.
Present Value Goal CalculatorUse this calculator to determine the how much needs to be invested now to achieve a future goal. The total amount required immediately is reduced by the present value of a stream of additional deposits.
REIT Tax-Equivalent DistributionThis calculator shows a REIT's hypothetical yield and how ROC impacts tax equivalent yield.
Stock Option CalculatorUse this calculator to determine the value of your stock options for the next one to twenty five years.
Taxable vs. Tax Deferred InvestmentsThis calculator is designed to help compare a normal taxable investment vs. a tax deferred investment.
Taxable vs. Tax Deferred vs. Tax Free InvestmentThis calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
Tax Calculators
1040 Tax CalculatorEnter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected tax withholding for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
1040 Tax Calculator (Tax Year 2012)Use this 1040 tax calculator to help estimate your tax bill using the 2012 tax year's rates and rules.
Earned Income Credit (EIC) CalculatorUse this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth.
Estate Tax Planning CalculatorKnowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.
Marginal Tax Rate CalculatorUse this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Marginal Tax Rate Calculator (Tax Year 2012)Use this calculator to determine your marginal and effective tax rates for tax year 2012. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Payroll Deduction Calculator with 457 ContributionsUse this calculator to help you determine the impact of changing your payroll deductions.
Payroll Deductions Comparison CalculatorUse this calculator to help you determine the impact of changing your payroll deductions.
Payroll Flexible Spending Account (FSA) CalculatorUse this calculator to see how participating in Flexible Spending Account (FSA) contributions can help you pay less tax, and increase your net take home pay.
Payroll Hourly Paycheck CalculatorUse this calculator to help you determine your paycheck for hourly wages.
Payroll Net to Gross CalculatorDetermine the gross paycheck needed to provide a required net amount.
Self-Employment Tax CalculatorIf you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for the current tax year.
Self-Employment Tax Calculator (Tax Year 2012)If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for 2012.
U.S. 1040EZ Tax Form CalculatorMany people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.
Savings Calculators
Benefit of Spending Less CalculatorReducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
CD Ladder CalculatorUse this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
Certificate of Deposit CalculatorUse this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
College Savings CalculatorUse this calculator to help develop or fine tune your education savings plan.
Compare Savings Rates CalculatorEven a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Compound Savings CalculatorFind out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Compounding and Your Return CalculatorThis calculator demonstrates how compounding can affect your savings.
Cool Million CalculatorFind out when your savings plan may make you a millionaire!
Credit Union Certificate CalculatorUse this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance.
Credit Union Certificate Ladder CalculatorUse this calculator to examine the benefits of investing in a series of Certificates with different maturities, also called a Certificate Ladder.
Don't Delay Your Savings!Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Emergency Savings CalculatorThis calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Home Buyer Savings CalculatorUse this tool to help you calculate what it might take to save for your new house.
Lunch Savings CalculatorUse this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
Savings Distribution CalculatorUse this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.
Savings Goal CalculatorWhat will it take to reach your savings goal? This financial calculator helps you find out.
Savings, Taxes, and Inflation CalculatorUse this calculator to determine how much your savings will be worth with these two important variables in mind.
Vice Savings CalculatorUse this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.
Personal Finance
Basic CalculatorThis works just like a pocket calculator.
Basic Financial CalculatorThis works just like a pocket financial calculator. In addition to arithmetic, it can also calculate present value, future value, payments or number of periods.
Checkbook BalancerBalance your checkbook with this quick and easy calculator.
Credit AssessmentHow is your credit? Use this calculator for a quick assessment!
Home Budget AnalysisAnalyze your budget, see where your money goes and find out where you can improve!
Life ExpectancyThis calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Net WorthThis calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Should my spouse work?This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
Student BudgetThis calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
Insurance Calculators
Comprehensive Life Insurance AnalysisHow much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
Disability InsuranceUse this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
Fixed Annuity CalculatorA fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.
Health Savings Account (HSA) Contribution CalculatorThis Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Health Savings Account (HSA) Goal CalculatorAre you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.
Health Savings Account (HSA) Savings CalculatorUse this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.
Health Savings Account (HSA) vs. Traditional Health PlanCompare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
Health Savings Accounts (HSA) Employer BenefitThis calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.
Human Life ValueOne of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning.
Immediate Annuity CalculatorEstimate what your monthly payments might be from an immediate annuity.
Life Insurance CalculatorFind out how much life insurance you really need!
Long Term Care CalculatorLong term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
Variable Annuity CalculatorHow can a variable annuity help you save for retirement? Use this calculator to find out.
Variable Annuity without Surrender ChargesHow can a variable annuity help you save for retirement? Use this calculator to find out.
Business Calculators
Breakeven Analysis CalculatorFind out how many and what price you must sell your product at to make a profit.
Business Debt Consolidation CalculatorShould your business consolidate its debt? Use this calculator to find out.
Business Valuation - Discounted Cash Flow CalculatorThis tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Cash Flow CalculatorHaving adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Commercial Loan CalculatorUse this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Debt Service Coverage CalculatorThis tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
Equipment Buy vs. Lease CalculatorShould you lease your equipment or finance it? Find out with this calculator!
Financial Ratios CalculatorThis calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Inventory Analysis CalculatorUse this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
Like Kind Exchange CalculatorThis calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
Profit Margin CalculatorThis calculator can help you determine the selling price for your products to achieve a desired profit margin.
Repossession of Personal Property from a Deferred Payment Sale CalculatorIf you have repossessed personal property from a deferred payment sale, you can use this calculator to determine the gain or loss.
Repossession of Personal Property from an Installment Payment Sale CalculatorIf you have repossessed personal property with installment payments, you can use this calculator to determine the gain or loss.
Repossession of Real Property CalculatorIf you have repossessed real property, you can use this calculator to determine the gain or loss as well as its new basis.
Working Capital Needs CalculatorWorking capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Canadian Financial Calculators
Accelerated Debt Payoff Calculator (Canadian)Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Amortizing Loan Calculator (Canadian)Enter your desired payment and its frequency- and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your loan payment!
Auto Loan Calculator (Canadian)Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price!
Auto Rebate vs. Low Interest Financing Calculator (Canadian)Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
Bi-weekly Payment Calculator (Canadian)This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.
Buy vs. Lease Calculator (Canadian)Should you lease your next automobile or finance it? Find out with this calculator!
Chequebook Balancer Calculator (Canadian)Balance your chequebook with this quick and easy calculator.
Compare Savings Rates Calculator (Canadian)Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Compound Interest Calculator (Canadian)This calculator demonstrates how compounding can affect your savings.
Consolidation Loan Investment Calculator (Canadian)Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Cool Million Calculator (Canadian)Find out when your savings plan will make you a millionaire!
Credit Line Calculator (Canadian)How big a line of credit can you receive? Use this calculator to find out!
Disability Insurance Calculator (Canadian)Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
Education Savings Calculator (Canadian)Use this calculator to help develop or fine-tune your education savings plan.
Emergency Savings Calculator (Canadian)This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Enhanced Loan Calculator (Canadian)Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Equipment Buy vs. Lease Calculator (Canadian)Should you lease your next equipment or finance it? Find out with this calculator!
Home Budget Calculator (Canadian)Analyze your budget, see where your money goes and find out where you can improve!
Interest Only Mortgage Calculator (Canadian)Use this calculator to determine your interest only monthly payment and amortization schedule.
Interest Only Mortgage Compare Calculator(Canadian)Use this calculator to compare interest only mortgage terms, rates and amounts. Let us help you decide which loan is better for you.
Interest Only Mortgage Qualifier Calculator (Canadian)This calculator helps you determine just how much house you can afford with an Interest Only mortgage.
Investment Goal Calculator (Canadian)Use this calculator to see if your investment plan is on track to meet your investment goals and receive suggestions on how to change it if you are falling short.
Investment Savings and Distributions Calculator (Canadian)Use this calculator to see how long your investment savings can last once you begin taking distributions.
Investor Profile Questionnaire Calculator (Canadian)The Investor Profile Questionnaire is designed to help you create a balanced portfolio of investments.
Life Expectancy Calculator (Canadian)This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Life Insurance Calculator (Canadian)Find out how much life insurance you really need!
Line of Credit and Loan Payments Calculator (Canadian)This calculator helps determine your loan or line of credit payment.
Loan Comparison Calculator (Canadian)Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Low Interest Financing Savings Calculator (Canadian)Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
Mortgage Calculator (Canadian)Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Compare Calculator (Canadian)Use this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you.
Mortgage Payoff Calculator (Canadian)Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Qualifier Calculator (Canadian)This calculator helps you determine just how much house you can afford.
Mortgage Refinance Interest Savings Calculator (Canadian)Use this calculator to see how much interest you can save by refinancing your mortgage!
Net Worth Calculator (Canadian)This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Personal Debt Consolidator Calculator (Canadian)Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Rent vs. Buy Calculator (Canadian)Are you better off buying your home, or should you continue to rent?
Retirement Income Calculator (Canadian)Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement Nestegg Calculator (Canadian)Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
Retirement Planner Calculator (Canadian)Quickly determine if your retirement plan is on track - and learn how to keep it there.
RRIF Payment Calculator (Canadian)This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).
RRSP Loan Calculator (Canadian)An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.
Savings Calculator (Canadian)Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Savings Goal Calculator (Canadian)What will it take to reach your savings goal? This financial calculator helps you find out.
Savings, Taxes, and Inflation Calculator (Canadian)Use this calculator to determine how much your savings will be worth with these two important variables in mind.
Student Budget Calculator (Canadian)This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
Tax Free Savings Account (TFSA) Comparison Calculator (Canadian)This calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account.
Taxable vs. Tax Advantaged Investments Calculator (Canadian)This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.